News & Insights

There's an enhanced interest in SBA-government loans because even though interest rates may be higher, you can amortize it over a longer period, which makes it more affordable because the monthly costs can go down. It's an attractive feature that provides a little more flexibility in underwriting and approving loans because the SBA program is specifically designed to help small businesses. We're a big SBA lender and we're seeing more interest in those types of loans.

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The recent failures of two large banks surprised a lot of people.  My prior experience managing 780 bank failures in two prior economic recessions, perhaps, afford me an opportunity to offer unique insights.

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Cash flow is crucial for small businesses as it reflects the actual movement of money in and out of the company, rather than the amount of money expected from accounts receivable.

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The US has 12.3 million women-owned businesses. A recent American Express study shows that, as of 2019, women-owned small businesses make up 49 percent of all businesses. According to womenable.com 2016 report, since 2007, the number of women-owned firms has grown five times faster than the national average.

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In preparation for the upcoming CEO Club, which focuses on digital marketing strategies, let's take a look at some resources to help you understand and create a marketing strategy and a marketing plan.

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This month we go in-depth on the largest portion of your business plan, the marketing strategy. Start the year with a strong business plan. The speaker and presenter this month will be Nancy Padberg, MBA, President & CEO of Catholic Education Arizona. 

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Recently, Integro Bank's CEO, Thomas Inserra, had the opportunity to sit down with the people at the Catholic Education Arizona podcast to talk about the history of Integro Bank, its mission, and its focus. 

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With nearly 20% of retail revenue* and nearly 26% of all e-commerce revenue* generated during the holiday shopping season, a lot is at stake for small businesses during this time of year.

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From Arizona News

When Scottsdale Community Bank opens for business in the coming weeks, it will mark the first time in the state of Arizona since the 2008 financial crisis.

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From Business Radio X

Thomas Inserra is doing big things for small businesses. During the pandemic, he noticed the imbalance of small businesses being shuttered mainly due to the lack of capital. It was through this need an idea was born to provide banking needs to small businesses, but they provide even more than that. 

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