News & Insights

When companies discuss growth, they often focus on sales targets, product innovation, or marketing strategies. However, research consistently shows that the true driver of growth lies deeper within the company culture. A study by Deloitte found that 94% of executives and 88% of employees believe that a distinct workplace culture is crucial to business success. Yet, few organizations regard it as a strategic asset. The reality is straightforward: culture not only makes a company a better place to work but also strengthens its growth and profitability.

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With the holidays fast approaching, we wanted to keep you informed about Integro Bank's holiday hours to help keep your business and personal financial needs running smoothly.

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According to PWC, 66% of C-suite executives believe that company culture matters more to performance than an organization’s strategy or operating model. When discussing culture, many people tend to focus on superficial aspects, such as posters on the wall, ping-pong tables, or “fun” team outings. But real culture is the operating system; it’s a shared understanding of how things are done, what behaviors are rewarded, and what behaviors are tolerated.

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The Better Business Bureau (BBB) is warning consumers about a rise in loan processing phishing scams. They have received over 1,500 reports through their Scam Tracker system from individuals who received calls or voicemails from people pretending to be loan company agents according from The Better Business Bureau. These scammers pressure victims into sharing personal or financial information, often claiming they need to “finalize” a loan application.

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The most obvious issue is human error. Even the most diligent staff can make mistakes, which can lead to significant costs. According to the SenseTask, over 60% of invoice errors stem from manual data entry, such as when teams input amounts, codes, or vendor details by hand. These errors waste time and can increase processing costs by up to 20% due to the need for rework and corrections, according to Resolve Pay. Given that accuracy is crucial for financial reporting and vendor relationships, even minor mistakes can have major consequences.

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A government shutdown doesn't mean businesses are left without support. Integro Bank is open for business and actively accepting applications and underwriting your loan. We will work with your business to complete all underwriting and closing prep now so that as soon as SBA reopens, we can effectively and efficiently move directly to closing, ensuring your business receives the lending you need without additional delays.

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